Stated Income Loans for Commercial Real Estate

Sometimes getting a traditional form of commercial real estate financing can be difficult. One type of real estate loan, a stated income loan, may be a bit easier to obtain. A stated income loan can be just the ticket for a wide variety of uses such as debt consolidation, purchasing property, renovations, refinancing, and the building up of working capital.

Our firm, D'Ally Corp. is proud to make stated income loans for commercial properties available to qualified customers. We believe that you will find us to be your best financing partner for your property financing needs.

Stated Income Commercial Real Estate Loans vs. Standard Real Estate Loans

Traditional loans tend to focus on the creditworthiness of the customer. Stated income loans, while not ignoring the applicant’s credit history, focus much more on the value of the property. Because of this, stated income loans are approved more quickly than other loan types because borrowers do not need to show as much credit-related documentation in order to qualify.

A stated income loan can be used for the full gamut of property types. For example, they can be used for warehouses, restaurants, apartments, or other real estate types.

Information on Our Stated Income Loans Work

Our stated loans for commercial real estate come with the following benefits:

• Fixed-rate, 25-year loans usable for just about any property type
• Loans are fully amortized
• Can be applied to property purchasing, refinancing, or consolidation of debt
• Loan amounts up to $500,000
• Loan-to-Value (LTV) amounts range from 65% to 75%, depending on property type
• W-2 or self-employment credentials required
• A credit score of 600 or higher needed

Contact D'Ally Corp.

Our staff awaits your call. We can answer any additional questions that you may have about stated loans. If you are ready, we can get the short application process rolling.